Application Process

In order to begin the application process, you must:

• Consent to receive disclosures electronically
• Agree to account terms and conditions and answer USA Patriot Act questions
• Be at least 18 years of age and meet any account-specific age requirements:
  • If applying for a Minor Savings account as the primary applicant, you must be 18 years of age or older
  • If applying for a Club53® account as the primary applicant, you must be 50 years of age or older
• Minimum age requirement for applying online for a credit card is 21. Please visit your nearest Banking Center to apply for a credit card if under the age of 21.
• Be a U.S. citizen
• Answer questions regarding your identity
• If you are applying for joint accounts, your co-applicant(s) must be available to accept product disclosures and verify identity